Union Bank of California

	Call 1-866-UB-LOANS to apply or speak with a mortgage consultant.

Today's Featured Rates

Take .125% off the rates below for new home loan purchases.

3 Year Adjustable Rate
Rate	APR	Points
5.875%	5.829%	0.000%
5 Year Adjustable Rate
Rate	APR	Points
6.125%	5.944%	0.000%
7 Year Adjustable Rate
Rate	APR	Points
6.375%	6.118%	0.000%
10 Year Adjustable Rate
Rate	APR	Points
6.625%	6.380%	0.000%
15 Year Fixed Rate
Rate	APR	Points
6.625%	6.707%	0.000%
7 Year Interest Only Adjustable Rate
Rate	APR	Points
6.375%	6.062%	0.000%
Two Step 15 Year Interest Only Adjustable Rate
Rate	APR	Points
6.750%	6.823%	0.000%

Assumptions

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Mortgage Web Center Options
	Save money on your new mortgage with a .125% rate discount when purchasing a new residence or vacation property using an eligible Union Bank of California mortgage program.*
	Know what you can afford when shopping for a home. Use our rate calculator to help find a mortgage that fits your financial needs -- and save time by getting pre-approved before you find your dream home.
	Apply for a loan online quickly and conveniently. Apply now or save your application to complete at your convenience.
	Reduce your closing costs. Get a $75 discount on your closing costs with automatic mortgage payments from your Union Bank checking or savings account.
	Have personalized attention throughout the homebuying process. For online applications, an assigned mortgage consultant will contact you within four business hours of receiving your application.

Mortgage Center Business Hours
Monday-Friday:	8 a.m. to 8 p.m. Pacific Time (excluding holidays)
Saturday:	9 a.m. to 3 p.m. Pacific Time

*The .125% rate discount applies to the initial rate on owner-occupied residences or vacation property purchases with an eligible loan program only.

This is not a commitment to lend. Loans subject to credit and property approval. Financing available for properties located in California, Oregon, or Washington. Terms and conditions subject to change.